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Pre-Construction Assignment

Here’s a great email I received from a Mortgage Broker friend at Mortgage Alliance.  It is a brief overview of an Assignment deal. This segment of the Pre -Construction condo market is gaining popularity in Toronto. contact me anytime if you have any questions! What is Assignment? A common question raised during the pre-construction process [...]

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HST & Real Estate

HST? – How It Affects 12 Matters In Ontario  Real Estate Beginning July 1, 2010, there will be sales tax in Ontario of 5% + 8% = 13% (12% in British Columbia) replacing the former 5% GST (Goods and Services Tax) and the  former 8% PST (Provincial Sales Tax). 1) HST and  Mortgage Brokerage Fees [...]

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Changes to Mortgage Rules

Yesterday  the federal government announced changes to the rules for government-backed insured mortgages (less than 20% down payment). The rules are listed below.  Below to each rule, I have added my comments. I hope my comments clarifies any doubts you may have. As always, if you have any questions please feel free to contact me. [...]

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First Impressions

No matter how much we might think that we are non-judgmental every one of us is ‘guilty’ of making first impressions about people. It can take as little as 3 seconds for us to make an initial first impression about somebody we meet for the very first time and this is whether we do that [...]

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Contact

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Friending!

This is the era of social networking and friending.  Some people have dozens and dozens of friends, and some people are just climbing up and are busy forging new contacts. I’m often puzzled by those who seem to try to connect promiscuously or randomly, with no feel for what’s going on. To give you an [...]

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Blog to Last!

The Internet has an immense power of reaching individuals of various special interests. Unlike traditional media forms, the Internet has provided an avenue for grassroots participation for various marginal groups and individuals. You can’t succeed online if you don’t connect with people. The internet is driven by people like you and I, and the more [...]

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Black Belt

A while ago my son  and I received our black belts in TaeKwonDo which we worked so diligently for. My life took a funny turn several years ago…into a Dojang! I took my son to TaeKwonDo and being a Karate old-timer, I found that I didn’t like being a spectator. And now I too am [...]

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